As rates may rise, we’re talking to auto industry experts about tips to save.
A brokerage office works with multiple carriers, so you have different options. They have been in the business for years.
“With all of our different carriers, we can actually take a look at OK, what’s the best match for that particular customer,” says Fran Wolfson-Keegan of the Wolfson-Keegan agency. “You know, we’re also looking at territories, because different territories have different prices as well. There’s paperless savings on many, many carrier policies right now, and then a lot of carriers have done that and they’ve made commercials on TV, you know the smart, smart miles, smart ride, there are different devices that you can actually put in cars if your car is compatible with the device, I would definitely recommend doing that.
Wolfson-Keegan went on to say, “The long-term savings are definitely going to save you money. The other thing is the packaging. Home and car discounts, umbrella discounts on home car if some carriers offer house, car, commercials, defensive driver discounts. It’s a course, lasts six hours, you have a saving of three years. I recommend all kids for parents to get the defensive driver for them if there are also good student discounts or better you can usually get a good student discount on policies with kids. You also don’t want to buy insurance every six months. You want to stay with one carrier. Carriers give you discounts for longevity with a company.